5 ‘Must Know’ Facts about Funeral Plans

Thousands of over 50’s have taken quick action to protect their loved ones from the burden of hefty funeral bills.

How to get the best protection and peace of mind from your Funeral Plan, without paying a fortune.

With approximately 200,000 Funeral Plans purchased by UK families last year alone, heres a brief look at 5 reasons why you should consider investing in one today.

  1. Avoid Unscrupulous Plan Providers

The rapid grow in Funeral Plans has created a flood of new Plan Providers into the market.

Some of these opportunist providers have been charging very high commissions, meaning more of what youre paying is going to the providers, and less going towards covering your funeral costs.

Fortunately new regulation from the Funeral Planning Authority (FPA) now means that you can easily find Trusted Providers and remove the risk paying too much for your Plan.

  1. Protect Yourself Against Price Increases

By taking out a Funeral Plan youre not only removing your Funeral cost burden from your family and loved ones, but youre also protecting yourself from the ongoing yearly price increases.

With the cost of a funeral set to rise by over £4,000 in just the next 3 years, a Funeral Plan will let you lock in todays prices, and give you peace of mind, for just a few pounds a month.

  1. Eliminate Debt Risk

With so many people needlessly taking on debt to pay for loved ones funeral costs, its no surprise that Funeral Plans have experienced such massive growth in recent years.

A recent Royal London study identified that funeral debt in the UK is at an all-time high at £131m, with people taking on an average of £1,744 of debt.

With funeral costs now averaging £3,757 a Funeral Plan can give you real peace of mind that you wont be leaving your loved ones to pick up the bill for your funeral.

  1. Its YOUR Plan

With Funeral Plans its not just a case of one size fits all. Most plan providers offer 3 levels of service, so its good to be clear on exactly what you want to include in your plan.

Some providers offer a 4th which is an entry-level plan, often referred to as a “Base Plan” however this may only provide your funeral directors services.

Also if you choose to pay monthly for your Funeral Plan make sure that you are aware of the total amount you will repay over your chosen term of years. If you have the funds available it may be financially beneficial to pay for it in full.

  1. Take Control For Complete Peace Of Mind

With 1.3 million UK families choosing to have a Funeral Plan youre in good company. Like them, you want to have the peace of mind that your grieving family and loved ones will never be burdened with the cost of your funeral.

And in addition to the financial benefits of a Funeral Plan, theres also the benefit of leaving the way you want to.

Many families struggle to decide on the type of funeral because it wasnt a conversation theyd had during life. Cemetery burial, cremation, natural forest burial, space burial, being left for medical education or research are just a few options.

But you can now make your personal wishes known.

Paying for your funeral in advance makes good sense, financially and emotionally for you and your family. Dont leave your family to pick up the bill and second guess what type of funeral you would have wanted.

Find A Trusted Provider

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